Manage policy / processes for Unsecured term loan products (Personal Loans, Eco-System Partnerships management for the
consumer retail portfolio pan India.
2. Assist in the preparation & implementation of product programs
3. Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend
relevant actions.
4. Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation
to changes in legal
5. /regulatory requirements, business strategies, market environment or portfolio performance
6. Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product
managers, credit systems team, credit operations team and collection team
7. Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance &
evaluation systems
8. Escalate on timely basis significant risk issues to business management and manager for taking appropriate remedial actions
9. Ensure timely completion of RCSAs including appropriate action plans to address identified control gaps
10. Ensure issues/action plans arising from Risk & Control Self-Assessments, risk events, KRIs, regulatory inspections or other risk
issues are properly followed up.