Portfolio management role includes following activities for DAand Co-lending Partnerships – Portfolio and pool assessment, designing pool parameters, physical due diligence on the portfolio, NPA monitoring & provisioning, periodic audit & coordination, portfolio monitoring and analytics.
- Analysis of Static pool and dynamic portfolio cuts for arriving at loss estimation
- Designing pool selection criteria basis static / dynamic cuts and previous transaction performance.
- Field visit for pool due diligence at originator’s branch / office and preparation of due diligence report
- Supervise the reconciliation workings on pay out, escrow bank account and coordinate with internal teams
- Should be ready to travel within India based on organizational requirement
- Liaising with various departments for execution of Direct assignment and Co-lending transactions.
- Automation and preparation of portfolio performance reports required for monitoring and reporting purposes.
Requirements
- The candidate should have proven data analytics skills with an eye for detail and familiarity with spreadsheets and online systems
- The candidate with more than three years of experience in Bank/NBFC will be preferred
- A Post-graduate or equivalent degree with relevant experience in banking financial products
- Good team worker
- Good interpersonal and communications skills with proficiency in English
Technical Competencies
- Good understanding of MS Office tool like excel, MS word, PPT etc.
- Knowledge of banking products and credit underwriting preferable
- Sound understanding of asset products and associated technology platforms and operational procedures
- Understanding of regulatory guidelines on banking policies issued by MAS/ RBI/SEBI (local regulations in India) and local laws and regulations that impact businesses in general. Understanding of KYC requirements & Anti-money Laundering Policies are critical.
- Knowledge of financial markets, products & competitor offerings to assist in meaningful dialogue with clients.
