- To understand clients' business & provide appropriate working capital solutions across Fund/non-fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc.
- Work closely with Branch Banking teams for new customer addition.
- To penetrate clients with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for
- the primary Relationship & Group companies.
- To build relationships with key persons (CFOs/ promoters) in the target segments build client trust & confidence. Focus to continually increasing the Book size and profitability of the assigned portfolio.
- To understand client business models, trade related activities, cash flows etc., and identify opportunities and grow client relationships.
- To be alert on competitive elements in the target segments (viz. other banks etc.) Augment the presence and penetration of the brand in the target market Maintain high-caliber client service.
- Improve efficiency by monitoring & overseeing continuous improvement of processes
- Constantly have a rapport with the operating units to customize and develop solutions
Job Requirements: Excellent written and oral communication skills
Preferably MBA/ CA Experience: 2-3 years experience in the local
market preferably some background in Credit & Sales Knowledge is required - the ability to get
the customer to buy into the asset proposition- loan amount, rate & fees.
Strong oral and written Communication
Relationship Management Skill
Good influencing skills
Job Knowledge- The candidate would need to handle Sales for a gamut of products like BL, OD,